Terms & Conditions
Last updated: April 7, 2026
Welcome to CashFlow AI. These Terms and Conditions govern your use of the CashFlow AI mobile application and website. By downloading, installing, or using CashFlow AI, you agree to be bound by these terms.
1. Acceptance of Terms
By accessing or using CashFlow AI, you confirm that you are at least 13 years old and agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, you must not use the app.
We reserve the right to modify these terms at any time. Continued use of the app after changes are posted constitutes your acceptance of the revised terms. We will make reasonable efforts to notify you of significant changes.
2. Use of the App
CashFlow AI is an AI-powered personal finance application designed to help you track expenses, manage budgets, and gain insights into your spending habits. You agree to use the app only for its intended purpose and in compliance with all applicable laws.
You agree not to:
- Use the app for any unlawful, fraudulent, or malicious purpose.
- Attempt to reverse-engineer, decompile, or disassemble the app or any part of its underlying technology.
- Interfere with or disrupt the integrity or performance of the app or its related systems.
- Use automated systems or software to extract data from the app without our express written permission.
- Redistribute, sublicense, or resell the app or any portion of it.
3. User Accounts
Some features of CashFlow AI may require you to create an account. When you create an account, you agree to:
- Provide accurate and complete information during registration.
- Maintain the security of your account credentials and not share them with others.
- Notify us immediately of any unauthorized use of your account.
- Accept responsibility for all activity that occurs under your account.
We reserve the right to suspend or terminate accounts that violate these terms or that have been inactive for an extended period.
4. Financial Information Disclaimer
CashFlow AI is a personal finance tracking tool and does not provide financial, investment, tax, or legal advice. The insights, analytics, and AI-generated suggestions provided by the app are for informational purposes only and should not be considered professional financial advice.
You are solely responsible for your financial decisions. We recommend consulting with a qualified financial advisor for specific financial guidance.
5. Intellectual Property
All content, features, and functionality of CashFlow AI -- including but not limited to the design, text, graphics, logos, icons, images, AI models, and software -- are the exclusive property of CashFlow AI and are protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to use the app for personal, non-commercial purposes in accordance with these terms. This license does not grant you any ownership rights in the app or its content.
6. Data and Privacy
Your use of CashFlow AI is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. Your financial data is stored locally on your device. Please review our Privacy Policy to understand our data practices.
7. Limitation of Liability
To the maximum extent permitted by applicable law, CashFlow AI and its developers, officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the app, including but not limited to:
- Loss of data, revenue, or profits.
- Errors, inaccuracies, or omissions in AI-generated content or financial categorizations.
- Interruption or unavailability of the app or any of its features.
- Any decisions made based on information provided by the app.
The app is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
8. App Updates and Availability
We may update, modify, or discontinue the app or any of its features at any time without prior notice. We are not obligated to provide maintenance, support, or updates, though we strive to continually improve the app. We are not liable for any modification, suspension, or discontinuation of the app.
9. Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting within the app or on our website. We will update the "Last updated" date at the top of this page to reflect the most recent revision. Your continued use of CashFlow AI after any changes constitutes your acceptance of the updated terms.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with applicable laws. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the competent courts.
11. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at: